Statement of Credit Denial, Termination or Change

Date: 09/19/2024

Applicant's Name: Isaac Hobart

Applicant's Address: 424 Carter House Rd, La Vergne, TN 37086

Description of Account, Transaction, Credit: 6KR-CBB-A9AU

Description of Action Taken: Denial

Part I - Principal Reason(s) for Credit Denial, Termination, or Other Action Taken Concerning Credit

This section must be completed in all instances.

• Existing customer
• No Business Area
• Income insufficient for amount of credit requested
• Bankruptcy
• Foreclosure or repossession
• Garnishment or attachment
• Collection action or judgment
• Delinquent past or present credit obligations with others
• Poor credit performance with us
• Limited credit experience
• No credit file
• Unable to verify residence
• Temporary residence
• Length of residence
• Unable to verify income
• Excessive obligations in relation to income
• Length of employment
• Unable to verify employment
• Temporary or irregular employment
• Unable to verify credit references
• Unacceptable type of credit references provided
• Insufficient number of credit references provided
• Credit application incomplete
• Other

Our credit decision was based in whole or in part on information obtained from an affiliate or from an outside source other than a consumer reporting agency. Under the Fair Credit Reporting Act, you have the right to make a written request, no later than 60 days after you receive this notice, for disclosure of the nature of this information.

If you have any questions regarding this notice, you should contact:

Creditor's name: Right Now Loans

Creditor's address: PO Box 4102, Clearlake, CA 95422

Creditor's telephone number: (866) 660-8743

Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is (name and address as specified by the appropriate agency listed in appendix A).