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Hey Isaac,

Ok, you've decided to take the leap and buy a new home...now, you want to get the best deal there is in the market. Besides the offer on the house, there are several other things that can save you money when purchasing a house. In this piece, we will cover some different ways to save money when purchasing a home.
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1. Hire an experienced real estate agent
A good realtor will not only save you money, but also heartbreaks. They are experienced in the buying process. So, they understand what can go wrong. Many first-time buyers choose to avoid the charges of hiring an agent and decide to handle the process, they often end up spending more than they would have.
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2. Ask for loan quotes from many lenders
Interest rates vary from one lender to another. That is why you should get quotes from at least three mortgage companies. The lenders ask for many fees such as for processing the amount, the application fees and the loan origination fee. Once you receive the loan estimate, you will see the fees charged. You can use the loan quotes to negotiate lower rates and fees. You should also look into government loan options like FHA loans.
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3. Increase your credit score
The better your credit rating, the cheaper the loan you will get. Lender interests rates and fees are tied directly to the credit rating. You can take some vital steps to boost the score before applying for a loan. For instance, pay off your loans and avoid applying for new lines of credit.
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4. Find a home that needs some work
You are probably looking for a place that will sweep you off your feet, but this doesn't have to be the case. Since everyone wants a perfect place, such houses are high on demand; thus are costly. Consider choosing a house with a few imperfections that you can fix later. That way, you can bargain and buy it at a lower price than the ideal house.

Mika
Account Manager
​Educationdivers.com​