Disclaimer: This message is sent to you by National Debt Relief, LLC. *$6,492 average savings based on clients that graduated our program from 01/01/2022 - 12/31/2022. Please note that all communications with the company may be recorded or monitored for quality assurance. Clients who graduate from the program and get all their debt settled realize approximate savings of 44% before fees, or 23% including our fees over 24 to 48 months. Examples are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice. We do not offer credit score improvement services and are not a credit repair agency. Please contact a tax professional to discuss tax consequences of settlement or an attorney as needed for bankruptcy questions. Services not available in all states. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

Marketing Disclosures: (Maryland/Delaware/Utah/Colorado/Nevada/Rhode Island/Tennessee) The use of the debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness (credit rating/credit score) and make it harder to obtain credit; (2) May result in you being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money you owe due to the accrual of fees and interest by creditors or debt collectors. NDR’s fees are calculated based on a percentage of the debt enrolled in the program. (Mississippi) National Debt Relief, LLC is a Licensed Debt Management Service Provider. (Illinois/North Dakota) Debt settlement services are not appropriate for everyone. Failure to pay your monthly bills in a timely manner will result in increased balances and will harm your credit rating. Not all creditors will agree to reduce principal balance, and they may pursue collection, including lawsuits.

National Debt Relief is located at 180 Maiden Lane, 30th Floor, New York, NY 10038.