what a half-point really costs
Thursday, June 18, 2026
Hi there,
Half a point sounds tiny, but stretched over the life of a balance it can quietly add up to real money, more than most people expect.
I put together a short, plain-English look at what that gap actually costs and when it is worth closing. No forms.
See the math - about a minute.
All set already? Just ignore this.
Thanks,
UsaRate Hub
UsaRate Hub - 2186 Jackson Keller Rd PMB #3031, San Antonio, TX 78213
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Usaratehub · 2186 Jackson Keller Rd PMB #3031, San Antonio, TX 78213
posted by Isaac Hobart at 6:29 AM
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